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Showing posts with label Mommy Money Matters. Show all posts
Showing posts with label Mommy Money Matters. Show all posts

September 5, 2010

Grocery shopping the night before a holiday


Here is a money saving tip that I only just discovered.
If at all possible save your grocery shopping to the night before a holiday... there were so many things that were reduced to clear--it was great! I went pretty late today (day before labour day) at about 8ish at night but it was worth it! They were trying to get rid of lots of produce and breads and meat and dairy that they just couldn't leave out for the extra day. I took advantage of some serious price cutting! I do realize that most of you are probably cottaging or doing something a little more interesting than grocery shopping but hey--if you are at home, you might as well go out and get your groceries done!

June 14, 2010

Stay at Home Calculator


As mat leave ends and the feeling of "I just don't know how to leave my child with someone else" hits many moms, the question of whether or not to stay at home often comes up in many a household.
The question doesn't have an easy answer and each family has to do what is best for them. Some moms can't wait for mat leave to end and others have only just started enjoying themselves when it's up and some who thought a year would be enough and were looking forward to get back to work all of a sudden change their minds--and I could go on and on, every situation is different.

Here's a great tool to use for this calculation but don't forget to take into other things like your pension, your benefits, your emotions, you and your partner's life plans and for some, your peace of mind.

I hope this helps conflicted families with their decision!

http://en.chatelaine.com/english/life/article.jsp?content=20031103_170458_3560

Another Article of interest:
http://stayathomemoms.about.com/od/becomeastayathomemom/a/fromwahmtosahm.htm

June 9, 2010

Melissa and Doug Toys



Melissa and Doug Toys have become extremely popular with families all over. A friend of mine asked me for tips on where to buy Melissa and Doug Toys at good prices. If you ever make it over the border--head to a discount store like Marshall's or Ross dress for less and you will find some great deals. Melissa and Doug is less expensive in the states anyway, so even if you pop over to a Toys R Us or another mainstream store, typically it will be less than what you will pay in Canada. My mother-in-law got some great deals on Melissa and Doug stuff while she was in Florida this past winter.
That being said--in Canada deals on Melissa and Doug can be had.
Three Tips on buying Melissa and Doug Toys:
Number 1--check my blog every so often--if I ever hear about a sale on their products, I will post it.
Number 2--both my friends Bernie and Meghan have recommended that you go to Winners in their toy section. And yes, you will find great prices for the toys. Also, if your Winners has a clearance section--go there too... today I found a Melissa and Doug Playful Puppy pull toy (pictured above) for $10.00 (retails in the U.S. for 19.99)and they also had a birdhouse shape sorter for $15 (retails in the U.S. for 24.99). They also had a lot of puzzles in the regular priced section which are still priced a lot lower than the regular price. The only drawback with shopping at Winners for Melissa and Doug is that the selection is dependent on what they have--so if you see something that your child might use SOON... buy it. Don't wait. It might not be there next time you are there. Keep it in the package and keep the receipt, just in case you see it for less later. **by the way: the deals mentioned above were seen today at the Winners at Bathurst and Lawrence***
Number 3--Homesense also sometimes has a good selection at great prices. My mom says that in the Ottawa area that is where she goes to buy the Melissa and Doug toys. She claims that the prices are often 50% off what they would be in a toy store. So check it out!

Do buy Melissa and Doug when it is on sale or if you see a good item for b-day gifts. Parents love them and kids do too... so they make a great gift.

If anyone knows of good spots to buy them--let us know--post a comment!

Now here is an article that I found at Childcentral.com about the toys.

Melissa and Doug Educational Toys and the Importance of Play

Do you know that playing with the right kind of child educational toy is vital to your child's development?

Play is arguably the most important phase of a child's life. At babyhood, one passes the sharpest phase of life in which they understand the most. It is at this age that the cognitive powers of a human being take shape. This is the age when the human brain is like red hot iron - ready to accept anything taught. However, school education is yet to begin for the kid experiencing the most receptive phase of life.

This is what makes it of extreme interest to expose the kid to educational toys such as the Melissa and Doug Toys and leverage the kid's cognition and skills through the right kind of play.

Children experience an electric-fast growth in brain powers and motor-development as toddlers. This makes them growing in demand for both mental and physical activities that involve their attention. If you think of it, the right kinds of toys are capable of nurturing your baby providing the required traction to both these fundamental requirements. And through these toys and play sessions children experience the mental and emotional positives that help their mind and psychology grow in the right orientation.

Children begin their play-life before their school life. The preschool kids - mostly toddlers - step into a world of toys in which a toy is initially a foreign object of interest. As the kid keeps adopting the toys, an entirely new universe opens its door in the kid's eyes. From indoor table games that allow them to arrange pictures and blocks to physical kid-games involving battery-controlled cars, the growing toddler keeps growing interest in almost every toy and game s/he sees around.

As a parent, your job would now be to mix a set of games and toys helping the child develop mental and thinking skills with those assisting him/her to grow in movement-based skills. Interestingly, a child who gets a balance of the two tends to grow better than a child who does not get a good balance and than a child who is not exposed to toys and games to the right extent. The child carries the habit of play into school life. The nature of play evolves. Children now get deeper into involvement of cognitive activities into the games such as making rhymes and songs, taking interest in games with deeper rules and playing games that may have results over longer terms spanning across a time frame rather than immediate results.

Exposure to play and good toys make a sea-change in a kid's life. There are a number of significant benefits that a kid experiences if s/he is given a well-balanced and well-planned exposure to toys and the habit of play in general.

Some of the positives are as follows.

- Enjoyment for the kid:

Play provides relaxation to the kid. Since playing is one of the most natural activities in a kid, usually you shall never have to force the kid to play. The kid will want to do it in self-interest. As a grown-up and mature person, you would easily appreciate what a huge difference it makes when someone (your kid) is driving an activity on their own from getting the activity done only against a push. Kids love and enjoy playing - and nothing better than to morph their enjoyment into their process of growing-up and education.

- Development of cognitive prowess:

Games that orient in thinking help your child develop cognitive capabilities. Games that involve simple math, puzzles that interest your child, pattern development exercises involving your child's favorite niches (such as making cars out of wood or plastic blocks), games involving understanding and applying deeper rules and games involving planning are some classes of games that would leave a long-term positive mark on the cognitive development of your child.

- Motor development:

As mentioned earlier, the motor activities of the child develops in early childhood and stabilizes as the child grows up. Hence, providing games that assist in such development helps the child mature better in this area. The exercises are good for the child's physical development. For example, a three-year old trying to dig, scoop and pour sand in a urn gets a good physical exercise in parallel to envisioning the shape and size which gives them mental exercise.

- Social development:

Playing in groups involves socialization. The child develops his/her social skills in the process of playing multi-player games.

- Psychological and emotional development:

The child learns to win and lose games, and learns to think through processes rather than panicking. S/he learns to take on new challenges and methodically work out the way to overcome those challenges. All of this leads to psychological and emotional development in the child.

- Development in creativity:

As the child gets exposed to all the newer concepts coming from the toys and rules of games, s/he starts to think. Thinking capabilities and innovativeness are obviously the most important factors that distinguish successful adults from failures. Playing the right games triggers the process of thoughts inside a child, which in turn leads to creativity and innovation. A child who practices innovation during childhood gathers the potential to become a winner as an adult.

- Language development:

With social skill development, group games make the child communicate. This leads to development in language skills of the child. There are other toys and games such as word makers that actively involve the child's language skills and enhance these skills. All these games and toys contribute in enhancing and nurturing the child's grasp on language.

- Other benefits:

Additionally, the child enjoys some other benefits as a result of playing games. Development of mental concentration is one of them. Learning self-help is another plus. Helping friends and colleagues is yet another take-away. There are many more constructive but intricate benefits that your child experiences and that shows up in the longer run of his/her life positively.

Clearly, with the right exposure to the right kinds of toys, kids can immensely benefit from their favorite pastime - play. Toy and games manufacturers such as Melissa and Doug Toys tend to develop toy-set for children that are well-balanced and targeted towards honing the best of your child's skills. It is wise to make the best of a child's phase of growing up by letting them play well and play the right games - after all, your kid will have only one childhood to enjoy as well as to grow.

March 15, 2010

Free Diapers!

When I checked my mail today I was pleasantly surprised to find my free sample of Pampers Cruisers (3 free diapers) in my mailbox. I posted this before but in case you didn`t do it the first time:

http://www.pampers.ca/en_CA/Cruisers-sample

Free Diapers are always nice.

February 22, 2010

Organic or not?



This is a question that we, as moms, often ask ourselves when it comes to produce. On the one hand, does it even matter? On the other--we want the best for our children, so of course it matters. I have often stood at the organic section and compared prices to the regular produce and wondered whether there is a difference or not. During the spring and summer we receive a food box from a GTA farm which is great--but at this time of year--how to decide?

I hope that this list will help you make the decision as to whether to pay the extra $$ or not.

Here are the recommendations (only for fruits and veggies--meat and dairy are not on the list) from the Environmental Working Group (U.S.A).

The Clean 15:

These are the conventional produce with the lowest amts of pesticide residue

onions
avocados
corn
pineapple
mango
asparagus
sweet peas
kiwifruits
cabbages
eggplants
papayas
watermelons
broccoli
tomatoes
sweet potatoes


The Dirty Dozen
12 fruits and veggies with the most pesticide residue--worth seeking out the organics

peaches
apples
bell peppers
celery
nectarines
strawberries
cherries
kale
lettuce
imported grapes
carrots
pears

I look forward to hearing your thoughts about the organic debate.

February 10, 2010

INFOMOMMY.COM


Recently my friend's blog (http://newmomnewlife-mommyof1.blogspot.com/) mentioned a site called www.infomommy.com.

My friend mentioned that if you submit your email you will receive emails about recalls of baby products. So it is definitely a site worth signing up for so that you can stay informed. You will receive quite a few emails so again I would recommend that you send it to an account that you create for giveaways, notices, etc. (gmail, hotmail)and don`t have it all arrive in your work email inbox. :)

Another great thing about this site is that they send a weekly email that includes all the baby products on sale in Toronto. The only problem is that both my friend and I agree that the format of this site isn`t the best (but I guess it doesn`t have to be the nicest format because the information gets to you the consumer and that is all that matters.)

January 29, 2010

Blogging and Book DEALS


A mom-friend of mine recently started a blog and I love it. It is about her day to day with her (too cute for words) daughter. Her blog is also full of tips she picks up along the way that are very handy. I love the way she describes her day-to-day including the struggles and fun that she is having.

Her Blog is:

http://newmomnewlife-mommyof1.blogspot.com/

(Her blog is also in my website section on the side of my blog for those who want to peruse).

Recently she posted an awesome online store that I didn't know about...(SHOCK) It is
https://www.bookcloseouts.com and it has some really great prices on kids books.

Now, you know me, before using the store I did a search for coupons and deals.. and found this awesome deal for the store:

Save $10 off your purchase of $30 or more at BookCloseouts.com when you enter the coupon code BoxingSale and coupon password BookCloseouts.com at check out.

This offer expires March 1, 2010. I tried it and it works.

There is a great selection on Baby Einstein products.

January 25, 2010

Promo Codes, freestuff and giveaways..OH MY!


Recently a friend of mine who is due this Spring asked me how to get good deals on products and what she should do before she has her baby.

My advice: sign up for stuff and spend lots of time on the internet researching.

If you go to websites and they have offers--sign up for them. Create a separate email account and go crazy. Really--this is how you can get some really great deals (but create a separate account so that if you get inundated with junk--you can weed through it without it getting in with your personal email)

TIPS:

#1 --Before you buy anything on the internet--take two seconds and do a quick search for promo codes and discounts for the site that you are purchasing from. (or for the product) Recently I was shopping for a product and did a quick search for "discount on product" and lo and behold I saved myself $2 with a promo code. I know, $2 is not much...but for under 5 mins of searching, it was totally worth it. There are sites that just list promo codes!

#2--Participate in giveaways--you never know what you can win. Again, create an email account for this. I won a wedding dress for my wedding (through a ballot at a wedding show--) and I hope that in the next few months I can report that I am also a big winner for my little guy. Seriously--someone has to win--why not you? One of my fave sites for baby giveaways and organic giveaways is: www.organicgirl.ca So far through giveaways, I have won a cloth diaper (retail value of $22) of a brand that I never would have tried otherwise and a book from a different giveaway. It's cool to win.

#3--Check blogs (mine) for deals.

#4--Take the time to get to know products--and the price point. Search for the products on the internet at a variety of stores then ask people what they paid for similar products. Don't be shy to ask "how much was it?" in a conversation.

#5--Be careful when shopping on U.S. sites--their deals can be great--but sometimes once you factor in shipping and DUTY--you are in for a surprise.

#6--Check things out on KIJIJI and Craig's List and E-Bay. This is all part of knowing your product and the resale value. It is also great to buy used for a lot of baby stuff. Toys that are in good condition are often found second hand and some really great baby gear can be found second-hand. (carriers, strollers, cribs, clothes, cloth diapers) I saw a cool "everything you need for your baby's first year" kit on Kijiji and I thought that that was pretty creative on the seller's part--but the products were great. Just know the safety standards on cribs, strollers, ect and check for any recalls as well.

#7--See what discounts local stores might offer. www.babyontheway.ca for instance has a section on discounts where they offer coupons and promo codes for a variety of stores in your area.

#8--Before buying another Mom book, Pregnancy book, Sleep book, Parenting book ect...borrow it from a friend or from the library. Sometimes you will love the book so much that you realize that you need your own copy to have for reference but most of the time just reading it, taking the ideas and handing it back to someone is the way to go. Swap with friends.

#9--Save diaper coupons, baby food coupons, wipes coupons, ect. These will arrive in the mail when you have a baby. Use them or save them. Save them so you can later swap with friends or use them to have some things on hand for when your bundle of joy arrives.

#10--Before you buy or register for any product (moms and moms to be) ask someone about it. Moms love talking about gear and they will help you out. Keep all receipts so you can take things back just in case and create a binder/file with all the receipts, instructions or warranties on products.
My friends (Girl from the Burl and Belle) both helped me immensely on what I would need for my new baby and nothing beats mommy-wisdom. But even now--I always ask around before any purchase.

I hope this helps DHEENA! :) and for all those Moms out there who haven't started siging up for deals and giveaways or using promo codes or discounts--it's never too late to start!

January 11, 2010

Free Stuff and Coupon Exchange


Recently a friend of mine and I were talking about products and she said "I want a sample of it before I buy it" I was like "wait a second...I totally have a sample!" She was amazed that I received so many free goodies for my baby. Some of the sites I have used to get some samples and some coupons are:

www.computergenie.ca/freestuffinCanada/free_baby_stuff_Canada.htm

allgoodcoupons.ca

http://canadianfreestuff.com/category/coupons/

I recommend that you be a little choosy about what you sign up for and make sure to not give out your info to a non-reputable company or a sketchy site--but you would be amazed by some of the samples you can get and even better--if you use a brand all the time (eg: huggies, pampers) and sign up for their membership you will get some great coupons throughout the year. I have never paid full price for a pack of disposable diapers...there are always coupons for the big brands!

Obviously you can go directly to the sites as well--just make sure you indicate your country to get the deals that are relevant to you.

For the moms-to-be out there you will be amazed at how some coupons just "find you" and arrive at your door. Check them out before you chuck them--$3 off a pack of diapers is a deal that you will only learn to appreciate once you have kids!

And then something that may seem obvious to people who are not sleep deprived (obviously not my mommy group because this idea only struck us this week) is that since you may receive coupons for brands you don't use but someone else does--pass them over and soon enough you can create a coupon exchange to maximize the amount of coupons you get and then you can use more before they expire! Today I passed along a Nestle GoodStart coupon--and I can't believe how many of these I have thrown away in the past when one of the moms I see every week uses Good Start.